Reasons to choose an appraisal from Appraisal Services of Brandon, Inc .To many, an appraisal just looks like another fee on the break-sheet for a home sale or refinance. The majority of lenders still need a local expert because the stakes are very high, even though there are an increasing number of automated home valuation methods that might appear to be more practical than an appraisal. Is securing a mortgage the only reason you should get an appraisal? Are there additional times when the services of a certified, independent real estate professional might be helpful? Of course there are. 
Challenge your tax assessment in Hillsborough CountyIf you are in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Appraisal Services of Brandon, Inc . is your best evidence when building your case. We can assist you in appealing your tax assessment. Removing PMI for mortgage paymentsWhen the amount being loaned to the home buyeris more than 80% of the actual value of the real estate, many lenders ask homebuyers to buy this supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. This added payment is often bundled into the monthly mortgage payment and is promptly forgotten. This is damaging because PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met. If you'd like to do away with PMI, Appraisal Services of Brandon, Inc . will produce a statement regarding the value of your home. The cost of the appraisal can generally be offset in a short amount of time because you'll no longer be paying the PMI. Order your appraisal from Appraisal Services of Brandon, Inc . today Order onlineGet a fair valuation on a home take make a divorce settlement less stressfulA divorce can be a very daunting event for both parties, and it is often further complicated by the hard decision of who gets the home. It's a good idea to order an appraisal from Appraisal Services of Brandon, Inc . so both parties are fully aware of the true market value of their home, regardless of the circumstances. The parties will have a a good idea of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Fair and accurate estate liquidationThe loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to handle these issues. A home or other property often makes up an unequal share of the total estate value, so understanding the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten a fair deal. Move to or from Hillsborough County for workEmployee relocation is a stressful event, and we understand. We take great care in setting up an accommodating appointment time for the appraisal inspection. During our detailed inspection, we recommend relocating employees to provide feedback on the positive features of their property, along with information about any recent sales or listings in their area that they want considered. Sell your home promptly — at the right priceA professional appraisal can help you make a better educated decision regarding your selling price, whether you choose to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't related to the sales price, but rather they are calculated on our efforts to finish the appraisal report. We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses are one the market. 
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