Attention homeowners in Valrico and Hillsborough County: Need an appraisal?
Here are the top 7 reasons why FL homeowners order from Appraisal Services of Brandon, Inc .:
Need help deciding the value of your house in or near Valrico, FL?
At Appraisal Services of Brandon, Inc ., we understand the particular needs of a homeowner looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Appraisal Services of Brandon, Inc ., are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We're experienced in helping folks just like you get rid of unwanted PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if you live in a local area that's declining or not appreciating as much as other houses nearby. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an expert appraisal from Appraisal Services of Brandon, Inc . is your #1 weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. Not only can this be disadvantageous from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Appraisal Services of Brandon, Inc . can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just been handed a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for preciseness or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Appraisal Services of Brandon, Inc . offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.