Real estate appraisal services for homeowners in the city of Valrico and Hillsborough County

Here are the top reasons FL homeowners use Appraisal Services of Brandon, Inc .:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. Challenge a property tax assessment
  3. To cut your mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in FL by determining the true market value of real estate in question

Need help deciding the value of your house in or near Valrico, FL?
Contact Appraisal Services of Brandon, Inc ..

We at Appraisal Services of Brandon, Inc . understand the individual needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Appraisal Services of Brandon, Inc . are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value estimation than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. We are qualified in helping customers just like you rid themselves of unwanted PMI insurance.

Challenge property tax assessments

If you live in a region that is declining or is not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. Getting an expert appraisal from Appraisal Services of Brandon, Inc . is your perfect weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Appraisal Services of Brandon, Inc . can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for precision, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Appraisal Services of Brandon, Inc . can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home.