Attention homeowners in Valrico and Hillsborough County: Get an Appraisal today!
Check out the top 7 reasons FL homeowners need Appraisal Services of Brandon, Inc .:
Do you own a house in or near Valrico? Do you need help deciding the value of your real estate?
At Appraisal Services of Brandon, Inc ., we understand the unique needs of a homeowner after appraisal services. Our typical business clients understand the appraisal process and the usual "products" we deliver to them. As our valued client, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Appraisal Services of Brandon, Inc ., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value report than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. Appraisal Services of Brandon, Inc . is experienced in helping clients just like you dismiss unwanted PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your house overvalued if your home is not appreciating as much as other houses close by. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An expert appraisal from Appraisal Services of Brandon, Inc . is your chief weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be difficult from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Appraisal Services of Brandon, Inc . can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you would prefer to have an expert double-check it for accuracy or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Appraisal Services of Brandon, Inc . can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.