Attention homeowners in Valrico and Hillsborough County: Need an appraisal?
Check out the top seven reasons why FL homeowners use Appraisal Services of Brandon, Inc .:
Need help deciding the value of your house in or near Valrico, FL?
We at Appraisal Services of Brandon, Inc . understand the particular needs of a customer looking for appraisal services. Our regular business clients are used to the appraisal process and the standard reporting formats. But as a consumer,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.
Need to cancel PMI?
An attractive money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We're seasoned in helping consumers just like you get rid of unnecessary PMI insurance.
Challenge property tax assessments
If you live in an area that is declining or is not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. An appraisal report from Appraisal Services of Brandon, Inc . is your perfect weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. An expert appraisal from Appraisal Services of Brandon, Inc . can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need an expert to double-check your appraisal for verity, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Appraisal Services of Brandon, Inc . can We can assist you. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.