Attention homeowners in Valrico and Hillsborough County: Get an Appraisal today!
The top 7 reasons FL homeowners use Appraisal Services of Brandon, Inc .:
Own a home in or near Valrico, FL and need help determining the price of it?
We at Appraisal Services of Brandon, Inc . understand the unique needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Appraisal Services of Brandon, Inc . will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We're seasoned in helping people just like you delete unneeded PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if you live in a region that is declining or is not appreciating as much as other homes nearby. That means you're most likely paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Appraisal Services of Brandon, Inc . is your number one weapon.
Recently got a freeze your HELOC?
If your home is in a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Appraisal Services of Brandon, Inc . can provide you with efficient appraisal to help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?
Do you need a professional to double-check your appraisal for precision, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.