Attention homeowners: Real estate appraisal services for in Valrico and Hillsborough County
The top seven reasons FL homeowners call on Appraisal Services of Brandon, Inc .:
Do you own a house in or near Valrico? Do you need help deciding the price of your real estate?
At Appraisal Services of Brandon, Inc ., we understand the unique needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Appraisal Services of Brandon, Inc . are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value assessment than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping consumers just like you remove unneeded and unwanted PMI insurance.
Challenging Hillsborough county's assessment of your property
Your local tax assessor may have your home overvalued if you live in a region that is declining. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal report from Appraisal Services of Brandon, Inc . is your number one weapon.
Was your HELOC recently frozen?
If your home is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. Appraisal Services of Brandon, Inc . can help you reinstate your home equity line of credit with an expert appraisal.
Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you'd wish to have a seasoned expert double-check it for efficiency or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Appraisal Services of Brandon, Inc . can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.